Stress? What's That?
I seem to be running a real theme here. I am severely stressed. I have scurried off to my empty office on a beautiful Saturday just to get out of the house - not because I'm irritated with TG or SILy (we have had issues before - TG can be rather conservative in her thinking, and I have a tendency to, well, not. Obviously). Anyway, I had to scurry out of the house because I am really tired of having interpersonal contact. We are in a VERY VERY SMALL apartment, and there are the four of us, the dog, their two cats, and their fish tank. I am accustomed to making the morning coffee in the nude. I am not accustomed to keeping my bedroom door closed or having to restrict what I say to Hon. This, as does any sort of big change, has sort of thrown me off kilter.
Add to the mix that I have, again, screwed up our finances. This is becoming a running theme. First there was the credit card that I thought I was paying off, but instead, I sent a $600 check to a credit card with a zero balance on it. Yeah. That was great. Then there was the great drawing I won over Labor Day - $100 off our rent. Well, I had already paid the rent, so the manager says she will shred the check, and I can drop off another check. The first check never got shredded, our account was overdrawn (altho management has said they will cover those charges) and essentially our rent is paid through October and a little ways into November. In that I was paying the water bill as well, and it was almost one month behind (this whole issue of helping TB out with his car really did have ripples that I didn't anticipate), our water bill is now paid probably into the next year.
Adding to this incredible mess is that Hon's time sheet wasn't dealt with at work, and he didn't get paid via direct deposit, but instead via a paper check. Okay, fine. Well, that took a few days extra, and got sent someplace he didn't expect it to be, and thus, didn't look for it there. So yeah. That was neato. Then there was his financial aid. It took longer than we expected too.
So now the financial aid is in, the paychecks are in, all is good, right? Well, because of the issues with money (see long, drawn out barf above), I haven't paid on the credit cards, which we have essentially been living off for a while due to lack of funds over the summer due to the aforementioned assistance offered TB as well as me only teaching the one class so as to finish The Beastis (you knew I'd be able to blame some of this on that, didn't you!). SO! My phone has been ringing at all hours, repeatedly. I had no idea that credit card companies could be so horrible. I mean really. It wasn't like I was a year in arrears. It was ONE MISSED PAYMENT. At the end of the day, I would have 15-20 missed calls on my phone (what, did you think I was going to ANSWER those? Some of the messages they left FRIGHTENED me), and god knows how many calls I missed when I would just shut my phone off out of sheer frustration.
SO! Yes, there's more. So I sit down to try to pay off the cards, once Hon's FA came through. I work it all out, figure it out on paper, then do it online through our bank's website. Through my own stupid mistakes, I overpaid on the cards by about $400.
So we have a houseful to feed, and I've fucked the finances. Great job.
Add to the mix that I have, again, screwed up our finances. This is becoming a running theme. First there was the credit card that I thought I was paying off, but instead, I sent a $600 check to a credit card with a zero balance on it. Yeah. That was great. Then there was the great drawing I won over Labor Day - $100 off our rent. Well, I had already paid the rent, so the manager says she will shred the check, and I can drop off another check. The first check never got shredded, our account was overdrawn (altho management has said they will cover those charges) and essentially our rent is paid through October and a little ways into November. In that I was paying the water bill as well, and it was almost one month behind (this whole issue of helping TB out with his car really did have ripples that I didn't anticipate), our water bill is now paid probably into the next year.
Adding to this incredible mess is that Hon's time sheet wasn't dealt with at work, and he didn't get paid via direct deposit, but instead via a paper check. Okay, fine. Well, that took a few days extra, and got sent someplace he didn't expect it to be, and thus, didn't look for it there. So yeah. That was neato. Then there was his financial aid. It took longer than we expected too.
So now the financial aid is in, the paychecks are in, all is good, right? Well, because of the issues with money (see long, drawn out barf above), I haven't paid on the credit cards, which we have essentially been living off for a while due to lack of funds over the summer due to the aforementioned assistance offered TB as well as me only teaching the one class so as to finish The Beastis (you knew I'd be able to blame some of this on that, didn't you!). SO! My phone has been ringing at all hours, repeatedly. I had no idea that credit card companies could be so horrible. I mean really. It wasn't like I was a year in arrears. It was ONE MISSED PAYMENT. At the end of the day, I would have 15-20 missed calls on my phone (what, did you think I was going to ANSWER those? Some of the messages they left FRIGHTENED me), and god knows how many calls I missed when I would just shut my phone off out of sheer frustration.
SO! Yes, there's more. So I sit down to try to pay off the cards, once Hon's FA came through. I work it all out, figure it out on paper, then do it online through our bank's website. Through my own stupid mistakes, I overpaid on the cards by about $400.
So we have a houseful to feed, and I've fucked the finances. Great job.
posted by peacemongermom | 2:57 PM
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